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Payment Methods & Security

Accepted Payment Methods

We currently accept secure payments through PayPal.

PayPal supports multiple payment options, including:

  • PayPal balance

  • Visa

  • MasterCard

  • American Express

  • UnionPay

  • Major credit and debit cards

You may choose to pay using PayPal or directly with your credit/debit card.

How to Pay with Credit or Debit Card (No PayPal Account Needed)

On the checkout page, simply click the “Credit Card / Debit Card” button.
You will then be securely redirected to the PayPal credit/debit card payment page.

On that page:

  • You can enter your card details directly

  • You may see an option to create a PayPal account — this is optional

  • You can uncheck the account creation option and continue as a guest

This allows you to complete your payment safely without creating a PayPal account.

After successful payment, you will automatically return to our store and receive an order confirmation email.

Payment Authorization

If your credit or debit card transaction is approved, payment will be processed immediately and your order will be confirmed.

If your transaction is declined, the payment will not be completed. In this case:

  • Please verify your card details and billing address

  • Contact your bank or card issuer for authorization

  • Or try an alternative payment method

If you need assistance with payment, our support team is always available to help:
Customer Service Email: support@ourotime.com

Secure Payment Protection

Your payment security is extremely important to us.
Our website uses SSL (Secure Socket Layer) encryption technology to protect all data transmitted through our store.

SSL encryption ensures that:

  • Your personal and payment information is fully encrypted

  • Your card details remain private and secure

  • Data cannot be intercepted or accessed by unauthorized parties

When SSL is active, you will notice:

  • A padlock icon in your browser address bar

  • The website address begins with https:// instead of http://

This confirms you are browsing and making payments in a secure environment.

Your Privacy & Card Safety

We do not store, view, or access your full credit card information.
All payment processing is handled securely through PayPal’s encrypted system.

This means:

  • Your card number and financial data remain protected

  • Your transaction is processed through globally trusted payment infrastructure

  • You can shop with confidence and peace of mind

If you have any questions about payment or need assistance with checkout, please contact us anytime:
support@ourotime.com

We are always here to ensure your payment experience is safe, smooth, and worry-free.